Equipment Financing

Buy the equipment you need now and pay over time. Every order on My Commercial Kitchen can be paid in installments with Shop Pay Installments, right at checkout. There is no separate application: you choose a plan when you pay and get a decision in seconds.

Your options

Pay in 4

Four interest-free payments every two weeks on orders from $50 to $999.99.

Monthly payments

3, 6, 12, 18 or 24 months on orders from $150 to $30,000, at 0% to 36% APR depending on eligibility.

Larger orders

Orders over $20,000 need a down payment on the amount above $20,000. Call us to plan a multi-unit or full-kitchen order.

How to apply

Add to cart

Pick your equipment and go to checkout. Product pages show an estimated monthly payment under the price.

Choose Shop Pay

At checkout, choose Shop Pay and select Pay in installments.

Pick a plan

Enter a few details, see your rate and choose the plan that fits. Your equipment ships as usual.

Questions about financing?

Planning a bigger purchase, outfitting a new restaurant or not sure which plan fits? Call 646-651-9580 (Mon–Fri 9am–6pm, Sun 10am–6pm) or send us a message with what you're buying and your budget, and we'll help you plan it.

Shop Pay Installments is available to US customers, subject to eligibility and credit approval, for orders of $35 to $30,000. Rates from 0% to 36% APR. Payment options depend on your purchase amount, and a down payment may be required. See Shop Pay Installments terms for details.